...Entering A New Phase In Life

You’ve just gotten your first job. There are so many things you want to do with that pay cheque. You have dreams to fulfil and goals to achieve. You have a lifetime ahead!

You should start planning your finances so that when you reach 55, you have enough savings to see you through retirement. It may seem a long time more before retirement, especially since you’ve just started work. Whilst you are still young, time is really on your side. You have lots of leeway to plan and make adjustments so that your financial goals can be achieved.

a word from our CPF board...

A young person without family commitments or a housing loan to repay might be happy investing in higher risk instruments like stocks. On the other hand, a middle-aged person with family and a housing loan to repay might be more comfortable investing in “less risky” instruments, eg. a balanced fund in which investors’ funds are invested in a mixture of stocks and bonds.

another word from our CPF board...
go read up the website, very interesting...
lights off...

POP liao lor!!! it felt like yesterdae juz entered army...
will miss my platoon mates...tis past 10 wks we all had a great time...
aft fri's posting, hope we all r posted 2 the same place...no more chao recruit...
private liao..haha...

i watched "shutter" just two days ago with malinda.
was about how the ghost of a photographer's ex gf came to scare the living daylights out of him and his friends.
they ended up committing suicide.
but there's a deeper issue beneath all that.
ultimately it boils down to how you can never escape your past.
try as you might, you cant stop your past from circling back and hitting you in the face.
you pay for what you've done,
whatever decisions you make you face the consequences, it's got the memory of an elephant, it never forgets so you wont forget either.

one of the questions was "the example of eating the apple is about?"
how the hell should i know?
i cant help feeling indignant.
i cant wait for it to all go away, damnit. just disappear.

he didnt resist the urge to see her and came.
he spoke, he teared then he left, broken.
the only thing she said was
"some things are just not meant to be"
seeing his vulnerability
she felt bad and that was it.

i attribute the cause of my "flyfreebird" syndrome to my exams.
i just want to fly away from all this,
to find an island where i can just bake in the sun all day
and eat grapes (i don't know where this came from)
and watch gorgeous men and pretty women strolling by,
to watch lovers in love with one another,
to watch nature at it's best,
to watch time fly by,
to have a cup of starbucks in my hand,
to live for today, and not for tomorrow or the many days after.
yeah dream dream dream.... dream dream dream.

i wanna watch man! 

I know this sounds cheesy,
but the incredibles are really incredible!
It is such a good cartoon/ superhero /family and friends flick.
in fact it is more than a flick, it touches on deeper issues too( ooohhh...ahhhahh...)
had a ball watching it with my family.
yeah this is what i wanted to say,
just using blogging as an excuse to not study.

if ur comparing wealth, ur comparing ur past...
if ur comparing education, ur comparing now...
if ur comparing future,u must compare learning ability...

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nothing
im so upset.. so let it go mate..

Are you hotttt! 

3 more wks 2 POP!!! Bmt goin 2 be over....

wicked 

chio bu haven! 

.... 

got steady hands?... http://www.jokaroo.com/ecards/funny/steadyhands.html

swirl swirl swirl siwrl sriwl slwir sirlw sl..l... http://zongrila.net/swirl.htm...wicked!

How Dumb Are You???.......... http://www.enwhore.com/viewmovie.php?mid=237... You are DUMB!!!

http://www.nike.com/usa/nikesphere/ <---- this is damn funny.


go there. i thought it would be good to eat up space so that it looks like we have alot to talk about when we dont really do. yeah. m o r e s p a c e. .. . . . . ..

grief, like all emotions, arrives and leaves like the tidal waves.
like u said, inevitability.
thats how the business runs. full circle.
enter, then exit.
my condolences.

i am not sure about you guys,
but in the midst of preparing for my upcoming exams( trying to) i am wondering if all this studying is going to be worth it.
Maybe it is in times like this,
when i try to find the easy way out and say, all this studying is not going to be worth one bit, and i try to fight urges to just call it quits. (but i never find the guts to do that)
But then i realise trying call it quits is actually not the easier way out. it is staying in the "right" education path which is the easier way out.
When will this end? after i graduate? after i receive my honours? my masters? Looking at this, it feels like a long long time.
The more imporatant thing is: is it going to be worth it at the end? will i get the kind of job that i want? will i be missing out on anything?
I don't know. somehow i question the imporatnce of qualifications in this era.

there r 4 types of ppl in this world...
1. one tt owns wealth but not time
2. one tt owns time but not wealth
3. one tt has no wealth, no time
4. one tt owns both wealth n time

i think im becoming a very harsh person.
im not too sure if i derive sadistic pleasure
from seeing that look upon his face.
maybe its the insecurity growing stronger each time now
knowing the impending event
knowing fully well what im doing
yet not knowing what the hell im doing.
maybe im just pms-ing?

hey mj! great to hear from you again man. Hope you and the other guys havent been suffering too much in army man! tell us all bout it if you feel like it :)

yo! guys this is a very interesting site do check it out http://www.vitorvilela.com.br/ and http://www.imaginationcubed.com/LaunchPage#

This feels funny.
Is it me or is it them?
The fact that they are still able to get to me means something right?
sometimes i am just so insecure about my friendships.

wanna travel for free???... http://www.seasia.discovery.com/traveladventure/searchforahost/_home/index.shtml

what a debut for this lad..a hat trick against fenerbahce which in my opinion give him and n man utd too much space too operate.. n incidenatlly the match also highlighted e birth of roony n ruud partnership... with van the man feeding rooney..n roony putting the ball behind the net...wicked stuff!!... even though the turkish side consist of quality players from the dutch n brazil national team they didn't post much of a threat other than their initail 2nd half surge which saw them scoring 2 goals in 15mins which echoed the weakness in united defence especially in dead ball situations but the rest of the match belongs to united n a certain 18yrs old ... but 1 player that caught my eyes other than rooney is garbiel heinze...the argentinian left back definitely add some steel into united frail defence.. he's fast, hardworking and also have a attacking nature which definetly help boost the overall attacking options for united.. wicked man!!!...a gd game of soccer and also gd show from the wonder boy...6-2

muz watch http://www.foxsearchlight.com/lab/shorts/farmsluts/quicktime.html

latest news from radio has it that paris hilton has another video on the net somewhere, cuz someone broke into her house and stole it.. what a genius. he's going to be filthy rich. karen says its with nick carter. duno if its true. i highly doubt that it will interest the girls but im just saying it anyways. and damn ur lucky team mr thareeeen. oh and your balls too. i just thought of a super lame joke but i will not embarass myself

go this website http://www.hello.com/how_bloggerbot_works.php?sourceid=blo&subid=us-hpp1=howbbworks read up and download the software... follow the very ez to understand instructions n in no time u'll b posting pics in the blog... if u still can't figure out... TOO BAD!!!

hey mj howd you figure out how to post pics? one comment i can make is make the text window bigger....looks quite cramped up. that bitch looks gross...my balls look prettier than her and i hardly spend any time grooming them. oh ya how do you use smilies here when you post also.
kelvin tan dares to bet against my team?? uh uh ....not cool yo. Man U will win again this year if ruud and alan smith are fit and ferdinand also. my line up would exclude roy keane cos hes no longer as good as he used to be. my 11 would be tim howard (after a few games rest) ferdinand, silvestre, heinze, scholes, ronaldo, giggs, smith, nistelrooy, saha and rooney... forget the neville brothers too man. 4 strikers, 3 midfielders and 3 defenders. i should be manager man. if they score we will score more bitch

18 Rachel Ang Welyn .... occupation SilkAir flight attendant??...New Paper new face finalist??...wtf!

Man Utd 1 - 0 Spurs...Silvest almost scored again, carroll smacked himself against the pole, edman obviously adore the man utd jersey alot...man utd looks gd but still ain't that convincing....erm... KEL LOSt MONEY!!!..WHAHAHA

putain, fait chier.
suspicion sneaking up inside me
informing me that i've somehow managed to lose
my emotions that once swelled up as easily as a sprained ankle.
im just like you now.
i want to be like leonard shelby in memento.
maybe life would be so much simpler.
i'll make up my own story and live the lie
i want to immerse myself in right now.
"i know the world is still out there when i open my eyes".
such certainties i dont want to know.

Gaara

if u are damn freaking bored and have nothing to do in this big boring ugly world.
visit http://www.b0g.org/wsnm/images/
they have the most funny shit you will ever find on the net. in all seriousness. it really is funny
oh be warned. there are usually some seriously gross and offensive stuff now and then. i dont recommend eating while viewing.

sianz.... just realise that my sis is also a daniel wu admirer.... sianz

Some random thoughts....

i just want to jump out of the window now,
and feel what it feels like to be flying.

There comes this day when you offically stop making good friends.
The whole process is just too exhausting and tiring.
I can hardly keep up with the ones that i have now.

Money makes the world go round,
money can by you anything, even love and friendship. happiness definitely.

Education moulds you into a cynical person.
It educates you, widens your horizons, add a few more brain cells,
but it does not necessarily make you a better person.
it drives you to just want to kill yourself sometimes and enlighten you of suffering elsewhere in the world.
It makes you realise that sometimes with all that knowledge, you are still going to end up being a nobody.

okay. im living life every moment now.
not planning, not looking, just living.
breathe.

by the way boys, you're gonna be in de army soon
so we ALL NEED to meet up before that ok?
and CQ, C.S.I kicks ass, doesn't it?
it makes you just wanna stay home and do nothing
but watch that damn box.

testing...http://www.txmx.de/graffindex.html 

check this out! http://perso.wanadoo.fr/parkour/parkourenglish/

that kid is damn freakin funny....its on a program called The Man Show and its on the channel comedy central....at the end of the show they show girls wit big boobs bouncing on trampolines.... my best part of the show :) they always make kids do fuckin perv stuff also...its so wrong but so funny

check it out!!! http://www.snabbstart.com/film.asp?download=164

hey guys if you all wanna forward big stuff to me don send it to my hotmail email...send it to tharin@purdue.edu or tharin@gmail.com oh ya anyone want gmail? i have 5 invites....1GB of storage space and its free for now...no tellin how long that will last. i tried to post using the instructions blogspot provided and it didnt work...dunno why also

oh ya mj you know the email you forwarded wit some attached pics of US troops supposedly raping iraqi women? ya i just realised that theyre not american cos those are not american uniforms. hehehe....someone is quite stupid :)

i don't like computers
they don't like me either.
therefore the computer illiterate me cannot answer mj's question.

oh by the way, i watched
"harold and kumar goes to white castle" a couple days ago.
IT WAS HILARIOUS.
i haven't laughed like that for eons.
it felt bloody good.

anyone have any idea on how to post pictures instead of words on the blog?

'do wat others can't do, endure hardship that others can't endure, tolerate anger that others can't tolerate, you thus enjoy wat others can't enjoy...'
excerpt from mdm chan...

rubbish!